Every year, countless individuals fall victim to credit scams and identity theft.  Being proactive is one the best ways to protect your credit. Credit reports provide your address, consumer background and even personal financial history.  

Take some time to regularly review the accuracy of your credit report and dispute all suspicious activity. This simple safeguard provides optimal protection of your personal information and can help to avoid any fraud on your accounts.

Try to travel with no more than 2 credit cards on a daily basis. This will limit the number of cards you have to keep track of. Make sure to make monthly payments on your credit card to keep your balance as low as possible and review all monthly billing statements to ensure complete accuracy of all transactions. Close any and all accounts experiencing suspicious transactions or activity immediately. If you do happen to fall victim to a scam, many credit card companies offer protection plans on fraudulent purchases so be sure to contact them right away.

Placing a fraud alert or security freeze on your credit report allows the major credit reporting agencies to contact you directly when an organization attempts to pull your credit history. Always implement fraud alerts or security freezes if you believe your personal information has been misused and always shred important documents before disposal.

Credit can play an important role in getting the vehicle you want, so make sure to take proper precautions to protect your credit.  Once you're ready for that new or pre-owned vehicle, visit us online so we can help find the vehicle that fits your lifestyle.