When it comes to auto financing, understanding your loan's terms and conditions makes the process a lot easier.  

Your interest rate is the additional amount you pay to your lender for the convenience of using their money.

If you're financing your new or used vehicle through a bank or similar institution, they are simply lending you their money so that you can pay for the vehicle you desire.  Though it may seem simple, borrowing from banks and credit unions can lack the personal interaction that many consumers feel comfortable with. With a bank or credit union, you may end up with a higher interest than you were looking for and can even be subjected to hidden fees and terms depending on your credit or financial history; in some cases you may not even be approved for the loan amount that you were looking for, which could prevent you from getting a particular vehicle. Moreover, once you have a loan approved from a bank or credit union, it may be harder to renegotiate the loan terms and conditions in the future. 

In-dealership financing, you borrow the amount you need directly from a dealer's finance department.  For added convenience, dealerships allow you to make an initial down payment on your new or pre-owned vehicle to lower your monthly payments as well as other costs.  Here at our dealership, our friendly sales professionals can work with you directly to find a financing plan that suits your needs, regardless of your credit history.

Save yourself the hassle and stop by our trusted local dealership for great financing options, as well as the vehicle of your dreams. While you're here, our professional customer service representatives will guide you through our hassle free financing process so you can drive away in the vehicle you've been looking for today! Â